Important Legal Information
www.financialscience.co.uk (this/the/our “Site”) is a website operated by Sanctum FI LLP (“we”, “our”, “us”, “Financial Science”). We are authorised and regulated by the Financial Conduct Authority FRN 224125 and have our registered office at 21 Knightsbridge, London SW1X 7LY, United Kingdom.
Acceptance of the terms of this Notice
This Notice governs the use of this Site. By using our Site, you confirm that you accept the terms of this Notice and agree to comply with them. If you do not agree to this Notice, you must not use our Site.
You are also responsible for ensuring that all persons who access this Site through your internet connection are aware of these terms and other applicable terms and/or policies, and that they comply with them.
Other Terms Applicable to Use of this Site
This Notice refers to the following additional terms, which also apply to your use of this Site:
- Financial Science’s Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us; and
- Financial Science’s Cookie Policy, which sets out information about the cookies on this Site.
By using this Site, you also accept the terms of these policies.
Intended Audience
This Site is primarily directed at persons in the United Kingdom. The products and services mentioned on this Site are subject to legal and regulatory requirements in various jurisdictions and may not be available in all jurisdictions. The information on this Site does not constitute an offer or solicitation of an offer to buy or sell any investments or to engage in any investment activity in any jurisdiction where such activity would be contrary to local law or regulation. Persons in jurisdictions where these activities are restricted or prohibited must not access or use this Site. It is your responsibility to be aware of and comply with any relevant laws or regulations applicable in your jurisdiction.
Changes to this Notice
We may revise the terms of this Notice from time to time without notice. Revised terms will apply to the use of our Site from the date of the publication of the revised terms on our Site. Please check this page regularly to ensure you are familiar with the current version of this Notice. Your continued use of this Site will be deemed to constitute your acceptance of any revised terms. If you do not agree with any changes we make to the terms of this Notice, you must not continue to use this Site.
Website Contents and Changes to Information
Whilst Financial Science has taken all reasonable care to ensure that information on this Site is accurate and complete at the date of its publication, Financial Science cannot guarantee the adequacy, accuracy or completeness of such information. The information contained on this Site is subject to change at any time, without notice. The views expressed on this Site are the opinions of Financial Science and such opinions are subject to change without notice.
Website Access and Availability
Access to this Site is permitted for guests and registered users on a temporary basis.
Financial Science reserves the right to withdraw or amend the service provided by this Site at any time. Financial Science does not accept responsibility as to the operation, functionality or availability of this Site, or warrant that the use of this Site will be free from delay, interruption, interception or error.
Financial Science may restrict access to some parts of this Site to users who are registered users. If you are a registered user and you choose or are provided with a user identification code, password or any other piece of information as part of Financial Science’s security procedures you must, as also mentioned in our Privacy Policy, treat such information as confidential and you should not disclose it to any third party. Financial Science reserves the right to disable any user identification code or password, whether chosen by you or allocated to you by Financial Science, at any time if necessary to protect the security of this Site or if you fail to comply with the provisions of this Notice.
Use of this Site
You must not use this Site in any way that causes, or may cause damage to:
- Financial Science or any of its business partners;
- this Site; or
- this Site’s availability or accessibility.
In addition, you must not use our Site:
- in any way which is unlawful, illegal, fraudulent or harmful;
- in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
- to conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) without our express written consent;
- to transmit or send unsolicited commercial communications; or
- for any purposes related to marketing without our express written consent.
In addition, you must not use our Site to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious or technologically harmful computer software.
You must not attempt to gain unauthorised access to our Site, the server on which this Site is stored or any server, computer or database connected to this Site. You must not attack this Site via a denial-of-service attack or a distributed denial-of service attack.
By breaching the terms of this section, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with thofundse authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.
Banking Science will take reasonable precautions to ensure the security of this Site. However, Banking Science will not be liable for any loss or damage caused by a distributed denial of service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other material due to your use of this Site or to your downloading material posted on it.
Information about Financial Science
You may obtain copies of the Prospectus, KIID and the Annual and Interim Report and Accounts for Financial Science free of charge by downloading directly from this Site.
Financial Science does not provide financial, investment, tax or other advice. If you are unsure as to whether an investment in the Fund is suitable for you, you should seek your own professional advice.
Risk Warnings
It should not be assumed that an investment into Financial Science will be profitable. Past performance is not a reliable indicator of future results. The value of investments and the income from them may fall as well as rise, may be affected by changes in rates of exchange, and you may not get back the amount of your original investment. The Prospectus contains further information in relation to the potential risks of investing.
Material Interests
Financial Science and its connected persons do hold investments in the Financial Science portfolio. Further information on Financial Science’s approach to handling material interests and conflicts of interest is contained in the Prospectus.
Data Protection and Privacy
Financial Science is committed to protecting the confidentiality and security of your personal information in accordance with current data protection legislation as set out in our Privacy and Cookie Policies. Please refer to the detailed information included in the links to these policies at the bottom of each page on this Site for more information.
Intellectual Property Rights
Financial Science is the owner or the licensee of all intellectual property rights contained within this Site and in the material published on it. All such rights are reserved and your use of such materials are subject to the restrictions set out in this Notice.
You may view, download or print out a hard copy of pages from this Site or the material made available on it for your personal reference. However you must not:
- sell, rent or sub-license material from this Site;
- reproduce, duplicate, copy or otherwise exploit material on our Site for a commercial purpose without obtaining a licence to do so from us or our licensors;
- use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text; or
- modify the paper or digital copies of any materials you have printed off or downloaded from this Site in any way; or
- redistribute material from this Site except for content specifically and expressly made available for redistribution. Where content is specifically made available for redistribution, it may only be redistributed within your organisation, or subject to such terms as may from time to time be imposed in relation to such content.
Financial Science is the trading name of Sanctum FI LLP.
Financial Science’s status (and that of any identified contributors) as the authors of content on this Site must always be acknowledged.
If you print off, copy or download any part of this Site in breach of this Notice, your right to use this Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
Linking to this Site
You may link to the Home Page of this Site, provided that you do so in a way which is fair, legal and does not damage Financial Science’s reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on Financial Science’s part where none exists and, in any event, without our prior written consent. You must not establish a link from a website that is not owned by you. This Site must not be framed on any other Site, and nor may you create a link to any part of this Site other than the Home Page.
Links from this Site
Where this Site contains links to other sites and resources provided by third parties, these links are provided for your information only. Financial Science has no control over the contents of these sites or resources and accepts no responsibility for them or for any loss or damage that may arise to you from your use of them. You access such sites at your own risk. These sites will have their own terms and conditions of use, and your use of them and your relationship with their owners and/or operators will be governed by such terms and conditions.
Termination
Financial Science has the right to terminate your access to this Site at any time on giving notice to you and in any event if you commit any breach of the terms of this Notice. In addition Financial Science may, in the event that you breach these terms, block computers using your IP address from accessing this Site, or contact your internet service provider to request that they block your access to this Site and/or bring court proceedings against you. Financial Science shall have no liability to you for such termination or action. In the event that your access to this Site is terminated, the remaining provisions of this Notice will continue to apply.
Limitation of Liability
Save as provided below, neither Financial Science, any of its members, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur:
- in the event of any failure or interruption of this Site;
- as a result of the act or omission of any other party involved in making this Site or the data contained in it available to you; or
- from any other cause relating to your access to, inability to access, or use of this Site or the materials contained on this Site,
whether or not the circumstances giving rise to such cause may have been within the control of Financial Science, or of any vendor providing software, services, or similar support.
To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this Site and the use of this Site (including, without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).
Nothing in this Notice excludes or restricts any duty or liability that Financial Science has under the Financial Services and Markets Act 2000 (as amended from time to time), the rules of the Financial Conduct Authority or the regulatory system as defined in FCA’s Rules.
Nothing in this Notice shall restrict or exclude any liability that Financial Science has to any party that cannot be excluded by law, including for (a) death or personal injury resulting from negligence; (b) fraud or fraudulent misrepresentation.
Indemnity
You shall indemnify Financial Science from and against all actions, claims, proceedings, costs and damages (including any damages or compensation paid by us on the advice of our legal advisors to compromise or settle any claim) and all legal costs or expenses arising out of your use of this Site and any breach by you of any terms and conditions contained in this Notice.
Governing Law & Other Legal Provisions
This Notice shall be governed by and construed in accordance with the laws of England without regard to conflicts of law principles. The English courts will have the exclusive jurisdiction over any claim arising from or related to this Site. No failure of either party to enforce any of its rights under this Notice will act as a waiver of such rights. If any portion of any provision of this Notice is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible and the remaining provisions of this Notice shall remain in full force and effect.