1. Introduction
Banking Science Limited (“we”, “our”, “Banking Science Limited”) website (https://www.bankingscience.co.uk/) uses cookies to distinguish you from other users of our Website. A cookie is a small file of letters and numbers that we will store on your browser or the hard drive of your computer. Cookies collect information about how you browse a website and allow the website to remember your preferences and tailor your experience of that website to best suit you.
We may collect information from your computer, including where available your IP address, operating system and browser type, for system administration purposes and to enable us to monitor the effectiveness of our Website so as to ensure that we are continuing to provide useful, relevant and informative content. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.
For the same reasons, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive for record keeping purposes. The cookie assigns you an ID which allows us to recognise you when you return to our Website. They help us to improve our Website and deliver a better and more personalised service. They enable us:
- to estimate our audience size and to track user trends and usage patterns;
- to store information about preferences, and so allow us to customise our Website according to your individual interests;
- to speed up your searches; and
- to recognise you when you return to our Website; without cookies every time you open a new web page the server where that page is stored will treat you like a completely new visitor.
2. Our First Party Cookies
The following is a detailed description of the cookies we use on our website:
- Strictly necessary cookies. These are cookies that are required for the operation of our Website. They include, for example, cookies that enable you to log into secure areas of our Website.
- Analytical/performance cookies. These are cookies that allow us to recognise and count the number of visitors to our Website and to see how visitors move around our Website when they are using it. This helps us to improve the way our Website works, for example, by ensuring that users are finding what they are looking for easily.
- Functionality cookies. These are cookies that enable us to recognise you when you return to our Website. This means we can personalise our content for you and remember your preferences.
- Session cookies. We use “session” cookies on the Website. We will use the session cookies to keep track of you whilst you navigate the Website. Session cookies will be deleted from your computer or devices when you close your browser.
- Targeting cookies. These cookies record your visit to our Website, the pages you have visited and the links you have followed. We will use this information to make our Website more relevant to your interests. We may also share this information with third parties for this purpose.
You can find more information about the individual cookies we use and the purposes for which we use them in the table below:
| Cookie | Name | Purpose | More information |
|---|---|---|---|
| GDPR Cookie Consent | viewed_cookie_policy | This cookie is used to distinguish users and expires 2 years from its set-up date. | |
| GDPR Cookie Consent | cookielawinfo-checkbox-necessary | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category “Necessary”. | |
| GDPR Cookie Consent | cookielawinfo-checbox-functional | The cookie is set by GDPR Cookie Consent to record the user consent for the cookies in the category “Functional”. | |
| GDPR Cookie Consent | cookielawinfo-checbox-analytics | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Analytics”. | |
| GDPR Cookie Consent | cookielawinfo-checbox-others | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Other. | |
| REVIEW | COOKIES | BELOW | NO GOOGLE ANALYTICS YET |
| Google Analytics | _ga | This cookie is used to distinguish users and expires 2 years from its set-up date. | https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage |
| Google Analytics | _gat | This cookie is used to measure the “throttle request rate” of the Website and expires 10 minutes from its set-up date. | https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage |
| Google Analytics | _gid | This cookie is used to distinguish users. | https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage |
| Google Analytics | _utma | This cookie is used to distinguish users and expires 2 years from its set-up date. | https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage |
| Google Analytics | _utmz | This cookie stores the traffic source or campaign which directed the visit to the site. | https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage |
3. Third Party Cookies
Please note that third party providers (including, for example, providers of external services like web traffic analysis services) may also use cookies to assess the ways in which you make use of the Website. Banking Science has no control over these. These cookies are likely to be analytical/performance cookies.
4. Disable Cookies
You will normally see a message on our Website before we store a cookie on your computer which describes the types of cookies we use and what information they might collect. We may also use banners and pop-ups from time to time to give you options around cookies use
You may refuse to accept cookies by activating the setting on your browser which allows you to refuse cookies. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our Website.
These settings are usually found in the ‘options’ or ‘preferences’ menu of your internet browser. Otherwise you should use the ‘Help’ option in your internet browser for more details.
5. Changes to This Policy
We may update this Cookie policy from time-to-time at our sole discretion effective immediately upon the updating of this page. Your continued use of our services and/or our Website will be deemed to constitute your acceptance of any changes. If you do not agree to any changes we make to this policy you must not continue to use our Website or our services.
6. Contact
Questions, comments and requests for further information regarding this policy are welcomed and should be addressed to us at Banking Science Limited, 8a Lancaster Drive, London, England, NW3 4HA or you can contact us by email at enquiries@bankingscience.co.uk.
You may also find more information about cookies on http://www.allaboutcookies.org.
